https://chiraghasija.cc/tags/insurance/ Recent content in Insurance on Chirag Hasija https://chiraghasija.cc/og-image.png https://chiraghasija.cc/og-image.png Hugo -- 0.155.3 en-us Sun, 15 Feb 2026 10:00:00 +0530 https://chiraghasija.cc/posts/health-insurance-how-much-coverage-do-you-need/ Sun, 15 Feb 2026 10:00:00 +0530 https://chiraghasija.cc/posts/health-insurance-how-much-coverage-do-you-need/ How much health insurance do you need in India? A guide covering ideal coverage, what to look for, and mistakes to avoid. https://chiraghasija.cc/posts/37-section-80d-health-insurance-deductions/ Sun, 08 Feb 2026 12:18:00 +0530 https://chiraghasija.cc/posts/37-section-80d-health-insurance-deductions/ A complete guide to claiming Section 80D deductions correctly in your ITR, including limits for self, family, and parents, the preventive health checkup deduction, and common filing mistakes. https://chiraghasija.cc/posts/29-why-1-crore-term-cover-not-enough/ Sun, 01 Feb 2026 09:56:00 +0530 https://chiraghasija.cc/posts/29-why-1-crore-term-cover-not-enough/ Why the popular Rs. 1 crore term plan benchmark is outdated for most Indian families, and how to calculate the actual cover you need based on your income, liabilities, and goals. https://chiraghasija.cc/posts/why-health-insurance-claim-rejected/ Sat, 11 Oct 2025 15:18:00 +0530 https://chiraghasija.cc/posts/why-health-insurance-claim-rejected/ Find out why health insurance claims get rejected in India and learn the exact preventive steps to ensure your family is never left without coverage when it matters most. https://chiraghasija.cc/posts/49-term-insurance-online-cheaper-than-agent/ Wed, 01 Oct 2025 14:57:00 +0530 https://chiraghasija.cc/posts/49-term-insurance-online-cheaper-than-agent/ Why term insurance bought directly online in India costs 15-30% less than the same policy bought through an agent, and how to evaluate online policies safely to make sure you are not giving up anything important. https://chiraghasija.cc/posts/34-rookie-mistakes-buying-health-insurance/ Thu, 21 Aug 2025 18:06:00 +0530 https://chiraghasija.cc/posts/34-rookie-mistakes-buying-health-insurance/ The five most common and costly mistakes Indians make when buying health insurance, and how to avoid them when choosing a policy in 2026. https://chiraghasija.cc/posts/term-insurance-25-vs-35-cost-difference/ Tue, 10 Jun 2025 11:59:00 +0530 https://chiraghasija.cc/posts/term-insurance-25-vs-35-cost-difference/ Compare term insurance premiums at age 25 vs 35 in India and see the exact cost difference that makes early buying one of the smartest financial moves. https://chiraghasija.cc/posts/why-ulips-are-still-sold-and-why-avoid-them/ Thu, 24 Apr 2025 08:38:00 +0530 https://chiraghasija.cc/posts/why-ulips-are-still-sold-and-why-avoid-them/ Understand why ULIPs continue to be sold despite poor returns, and why separating insurance and investment still beats a ULIP for most Indians. https://chiraghasija.cc/posts/45-health-cover-25-lakh-vs-50-lakh/ Sun, 09 Mar 2025 18:19:00 +0530 https://chiraghasija.cc/posts/45-health-cover-25-lakh-vs-50-lakh/ Why the jump from Rs. 25 lakh to Rs. 50 lakh health cover costs much less than most people expect, and whether the higher premium is worth it for Indian families in 2026. https://chiraghasija.cc/posts/why-indians-are-underinsured-by-50-lakh/ Wed, 05 Mar 2025 09:55:00 +0530 https://chiraghasija.cc/posts/why-indians-are-underinsured-by-50-lakh/ India has a massive life insurance coverage gap. Learn why most Indian families are underinsured by Rs. 50 lakh or more and exactly how to calculate the right coverage amount.