How to Negotiate a Lower Interest Rate on Your Existing Home Loan
Most home loan borrowers pay a higher interest rate than they need to. Banks count on inertia - the fact that you will not bother to …
Read MoreWhy ULIPs Are Still Being Sold and Why You Should Still Avoid Them
ULIPs have been reformed, rebranded, and re-pitched. The math still does not work for most buyers. Here is why the product persists and why …
Read MoreEducation Loan Repayment Strategy: Prepay or Invest?
You have an education loan at 10-12% and Rs. 50,000 spare cash. Should you prepay the loan or invest in mutual funds? The answer is not as …
Read MoreThe Real Reason Your Loan Gets Rejected Despite a Good Credit Score
Your CIBIL score is 780 and your loan application still came back rejected. This is more common than you think, and it is almost never …
Read MoreRs. 25 Lakh Health Cover vs Rs. 50 Lakh - The Premium Difference Is Smaller Than You Think
Most Indians who buy health insurance for the first time pick a round number - Rs. 5 lakh, Rs. 10 lakh, Rs. 15 lakh - based on a vague sense …
Read MoreWhy Indians Are Underinsured by Rs. 50 Lakh on Average
The life insurance coverage gap in India is staggering. Most families have coverage that would last their dependents 18 months, not 10 …
Read MoreThe Rs. 10,000 Annual Fee Credit Card That Actually Pays for Itself
Premium credit cards with high annual fees can deliver returns of 2-4x their cost if you use the benefits intelligently. Here is which ones …
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