Posts

A deep, practical guide to SQL vs NoSQL databases. Not textbook definitions - real trade-offs, real examples, and a decision checklist that actually works.

Reels, Shorts, and TikToks feel like harmless breaks. But the science says they’re rewiring how the brain focuses, learns, and tolerates boredom.

The people who win aren’t smarter or more qualified. They just move while everyone else is still planning.

A no-nonsense guide to the best index funds in India. Nifty 50, Nifty Next 50, Midcap 150, and more - with expense ratios, returns, and how to pick the right one.

A step-up SIP can turn a modest monthly investment into ₹1 crore+. See the exact numbers and learn how to set it up.

Everything you need to know about credit scores in India - how they are calculated, what affects them, and proven ways to improve your CIBIL score fast.

A clear comparison of the new and old income tax regimes in India. Find out which one saves you more tax based on your salary, deductions, and investments.

A practical guide to choosing the right health insurance cover in India. How much is enough, what to look for, and the mistakes most people make.

A complete guide to understanding the difference between SIP and SWP in mutual funds. Learn when to use each, how they work, and which one suits your financial goals.

A step-by-step guide to start investing in mutual funds in India. No jargon, no fluff - just what you need to know to make your first investment today.

A detailed comparison of mutual funds and fixed deposits in India. Returns, risk, taxation, liquidity - everything you need to decide where your money should go.

A realistic breakdown of how much you need to invest monthly via SIP to build a corpus of 1 crore. Includes calculators, examples, and tips to get there faster.

A detailed comparison of ELSS mutual funds and PPF for tax saving under Section 80C. Returns, lock-in, risk, and taxation - everything you need to decide.

A practical guide to building your emergency fund. Includes an interactive calculator, where to park it, and how to build it from scratch.

Technical interviews are solvable with enough practice. Most engineers know this. What catches people off-guard is the behavioral portion - the “tell me about a time when…” questions that feel squishy and hard to prepare for. They are not hard to prepare for. They reward preparation more than the coding rounds do, because behavioral questions test the same few dimensions every time, and you can prepare a library of stories that covers all of them. ...

Firebase was the default backend-as-a-service for a decade. Real-time database, authentication, storage, and hosting in one product with a generous free tier. The problem was always the same: once you outgrew the simple cases, Firebase’s NoSQL model, limited querying, and pricing at scale became serious pain points. Supabase launched in 2020 as an explicit Firebase alternative. What started as “Firebase but Postgres” has grown into a platform that beats Firebase on most technical dimensions, especially for developers who need real data relationships. ...

Section 80D is one of the most underutilized tax deductions in India. Many people claim it partially, claim it wrong, or miss deductions they are entitled to. Here is the full picture. What Section 80D Actually Covers Section 80D allows deduction from taxable income for: Health insurance premiums paid for yourself, spouse, and dependent children Health insurance premiums paid for your parents Preventive health check-up expenses (within limits) Medical expenditure for very senior citizens (if no insurance available) These are separate buckets with separate limits, which is where the confusion starts. ...

Several open-weight models now match or exceed GPT-4o on specific benchmarks while running on hardware you can rent for $2/hour. Here is what that means in practice.

Your first tech job is where the real education starts. College teaches you CS concepts. Your first job teaches you how software actually gets built, shipped, and maintained in the real world - and how careers actually work. Most of what you will be told in your first few weeks is logistical: how to set up your laptop, where to find the docs, who to ask for what. Nobody is going to give you the actual playbook. ...

Walk into any conversation about term insurance in India and someone will say “take at least Rs. 1 crore cover.” It is repeated so often it has become unquestioned gospel. The problem is that for most families with a decent income, Rs. 1 crore is nowhere near enough. Here is why - and how to actually calculate what you need. Why Rs. 1 Crore Became the Default Ten years ago, Rs. 1 crore sounded like an enormous sum. It was the benchmark thrown around by insurance agents and financial columnists alike. But consider this: Rs. 1 crore today, invested conservatively at 7% per year, generates roughly Rs. 58,000 per month in interest. Before inflation. ...