Nifty 50 ETF vs Nifty 50 Index Fund: Which One Should You Actually Buy
ETFs have lower expense ratios but index funds win on convenience and actual returns for most SIP investors. The answer depends on your investing style.
Posts
Why 90% of Active Mutual Funds in India Fail to Beat Nifty 50
SPIVA data shows 9 out of 10 active large-cap funds underperform Nifty 50 over 10 years. The reasons are structural, not a streak of bad luck.
Why Every Startup Should Start on a Monolith
Every few months, a startup posts about how they built their entire platform on 47 microservices from day one. The comments are full of admiration. The reality is usually that they spent three months on infrastructure that a monolith would have handled in three days. Microservices are a solution to a problem most early-stage companies do not have yet. The Problem With Microservices Early Microservices make sense when you have multiple teams that need to deploy independently without coordinating with each other. The architecture exists to solve an organizational problem - not a technical one. And when teams do adopt microservices too early, they almost always draw the boundaries in the wrong place. ...
SIP vs Lump Sum: What 20 Years of Nifty Data Actually Shows
The SIP vs lump sum debate has a clear answer in the data - but it depends on when you ask the question. Here is what 20 years of Nifty 50 returns reveal.