Exploring Tech, Finance & Productivity
Practical articles, free developer tools, and finance calculators. No jargon, no fluff.
How NACH Mandates Work and Why Stopping Them Is Harder Than You Think
You signed up for an EMI or a subscription, ticked a box in an app, and suddenly money disappears from your account every month whether you …
Read MoreGraphQL Is Not Dead - It Just Found Its Actual Use Case
GraphQL had a hype cycle, a backlash, and now a clear-eyed view of where it fits. The teams using it in 2026 made it work by being precise …
Read MoreGold vs Gold ETF vs Sovereign Gold Bond - The Definitive Comparison
Three ways to invest in gold in India. Each has a different tax treatment, return profile, and risk. Here is which one actually makes the …
Read MoreHow to Build in Public Without Sharing Your Half-Finished Work Everywhere
Build in public has become one of those phrases that means everything and nothing. Some people use it to mean live-tweeting every todo list …
Read MoreWhy Your Fixed Deposit Interest Is Being Taxed More Than You Think
FD interest is taxed at your income slab rate and TDS is deducted even before you receive it. Here is the full picture of how FD taxation …
Read MoreWhy Your Bank's FD Rate Is Not the Best Rate Available Right Now
If your FDs are sitting in SBI, HDFC, or Kotak, you are almost certainly leaving 1-2% per year on the table. For a Rs. 10 lakh FD, that is …
Read MoreHow to Read Your Salary Slip and Stop Losing Money to Confusing Deductions
Most employees never properly read their salary slip. Here is every line item decoded and the specific deductions you might be able to …
Read MoreTerraform vs Pulumi in 2026: The IaC Showdown Is Over
Terraform changed its license in 2023, OpenTofu forked it, and Pulumi gained ground. Two years later, the landscape has settled and there is …
Read MoreThe Pomodoro Technique Is Overrated - Here Is What Actually Works
Stopping in the middle of a flow state every 25 minutes to take a break is bad advice for engineering work. Here is what the research and …
Read MoreThe Honest Salary Negotiation Script That Works at Indian Tech Companies
Salary negotiation in India has its own unspoken rules. Here is a word-for-word script that respects those rules while actually getting you …
Read MoreHow to Build a Second Brain Without Buying 14 Different Apps
The productivity industry loves selling you the idea that the right app will change your life. If you just found the perfect note-taking …
Read MoreWhy PostgreSQL Full-Text Search Is Good Enough for Most Apps
Every time someone adds search to their app, the default advice is “spin up Elasticsearch.” That advice is expensive, operationally heavy, …
Read MoreThe Actual Difference Between Old Tax Regime and New Tax Regime in 2026
The old vs new tax regime debate has a clear answer for most income levels in 2026. Here is the exact breakeven calculation and who should …
Read MorePersonal Loan at 18% Interest - When It Makes Sense and When It Doesn't
A personal loan at 18% sounds expensive. Sometimes it is the smartest financial move. Sometimes it is a catastrophe. The difference depends …
Read MoreHow RBI Repo Rate Changes Affect Your Home Loan EMI
When RBI cuts or hikes the repo rate, your home loan EMI should change. But it often does not move as expected. Here is the complete picture …
Read MoreThe Open Source AI Tools That Replaced Our $50K SaaS Stack
Eighteen months ago our AI tooling bill crossed $50,000 per year and kept growing. Commercial LLM APIs, a vector database with per-query …
Read MoreWhy Your Health Insurance Claim Got Rejected - And How to Prevent It
Health insurance claim rejections often happen due to avoidable reasons. Here are the most common causes and the exact steps to prevent them …
Read MoreBuilding Your Personal Brand Without Being Cringe on LinkedIn
Most LinkedIn advice will turn you into someone you would unfollow. Here is how to build a professional presence that actually works without …
Read MoreThe GraphQL Mistakes That Tank Performance at Scale
GraphQL’s promise is efficient data fetching - clients request exactly what they need. The reality is that flexible queries create …
Read MoreHow to Negotiate a 40% Salary Hike When Switching Jobs in India
The 40% jump is achievable and common. Here is the mechanics of how it works, why companies offer it, and how to position yourself to get …
Read MoreDeveloper Tools
JSON Formatter
Format, validate & minify JSON instantly in your browser.
Open ToolJWT Decoder
Inspect JWT header, payload, and expiry without sharing tokens.
Open ToolProtobuf Encoder
Encode JSON to Protobuf binary or decode binary back to JSON.
Open ToolRegex Tester
Test regex patterns with real-time matching and group highlights.
Open ToolBase64 Encoder
Encode and decode Base64 strings with a single click.
Open ToolHash Generator
Generate MD5, SHA-1, SHA-256, and SHA-512 hashes instantly.
Open ToolUUID Generator
Generate random v4 UUIDs. Copy with one click.
Open ToolUnix Timestamp
Convert between Unix timestamps and human-readable dates.
Open ToolFinance Calculators
SIP Calculator
Calculate monthly SIP growth with the power of compound interest.
EMI Calculator
Find your EMI for home loans, car loans, or personal loans.
1 Crore SIP
Figure out how much SIP you need to build 1 crore.
Emergency Fund
Calculate exactly how much emergency fund you should have.
HRA Calculator
Compute your tax exemption under Section 10(13A).
Investment Growth
Project your portfolio's future value with annual step-ups.
Want to practice coding? Browse 50 DSA problems with clean solutions.