Exploring Tech, Finance & Productivity

Practical articles, free developer tools, and finance calculators. No jargon, no fluff.

Jul 2026 • Tech, System Design

Design Yelp / Nearby Friends - System Design

“Nearby Friends” looks like the Uber problem wearing a different hat - a map, some dots, find the ones near me. It is not. Uber asks “out of …

Read More
Jul 2026 • Finance

Sovereign Gold Bonds Maturing in 2026: What Holders Actually Earned

Most SGB articles you will read are a forecast: buy this, hold eight years, and here is a hypothetical CAGR. That era is over. The first big …

Read More
Jul 2026 • Tech

Testing LLM Apps Is Nothing Like Testing Regular Code

Here is the assertion that breaks every engineer coming to LLM apps from normal software: assert output == expected is useless. You cannot …

Read More
Jul 2026 • Tech, System Design

Design Distributed Metrics & Log Aggregation - System Design

Everyone underestimates log aggregation because the demo is trivial: run an agent on a box, ship each line over the network, dump it into a …

Read More
Jul 2026 • Tech, System Design

Design Pastebin - System Design

Pastebin looks like a URL shortener with a bigger payload, and people design it that way: mint a key, stuff the text somewhere, return a …

Read More
Jul 2026 • Tech, System Design

Design Stock Exchange Order Matching - System Design

“Match buy and sell orders” sounds like a database join. Then you look at the constraints. A million orders a second arrive from thousands …

Read More
Jul 2026 • Finance

Liquid Fund vs Savings Account vs Sweep-In FD for Your Buffer

Most people put their emergency fund in a savings account and never think about it again. That single default, held for years on a fund that …

Read More
Jul 2026 • Tech

Using AI Agents to Modernize Legacy Code - What Actually Works

If you have watched a demo where an AI agent “modernizes” a codebase in one shot, you have watched a toy. Point the same agent at a real …

Read More
Jul 2026 • Tech, System Design

Design an Airbnb / Hotel Booking System - System Design

“Design Airbnb” sounds like a listings app: a host posts a room, a guest searches a city, they book, money changes hands. The interviewer …

Read More
Jul 2026 • Tech, System Design

Design Instagram-like Photo Sharing - System Design

Instagram sounds like Twitter with pictures, and half of it is. The follow graph, the feed of people you follow, the celebrity who breaks …

Read More
Jul 2026 • Tech, System Design

Design Netflix Recommendation Engine - System Design

The recommendation engine is the product. Netflix does not have a search box you visit with intent; it has a home screen that must guess, …

Read More
Jul 2026 • Finance

Super Top-Up vs a Higher Base Health Cover: The Premium Math

The default advice is “buy the biggest base health cover you can afford.” It is also the most expensive way to reach a high sum insured. If …

Read More
Jul 2026 • Tech

System Prompts Are Not Afterthoughts - They Are Your Architecture

Most teams treat the system prompt as a text field. Someone pastes a paragraph into a string literal, the demo works, and it ships. Then …

Read More
Jul 2026 • Tech, System Design

Design a Distributed Job Scheduler - System Design

Everyone thinks a job scheduler is a while loop with a sleep. “Check the clock, if a job is due run it, sleep a second, repeat - cron …

Read More
Jul 2026 • Tech, System Design

Design a Food Delivery System (Swiggy / Zomato) - System Design

“Design Swiggy” looks like a restaurant catalogue with a Buy button. Browse restaurants, tap dishes into a cart, pay, wait for food. The …

Read More
Jul 2026 • Tech, System Design

Design Google Maps / Nearby Search - System Design

“Design Google Maps” sounds like it is about drawing a map. It is not. The map tiles are the easy, cacheable part. The interviewer is really …

Read More
Jul 2026 • Tech

Streaming LLM Responses Without Making Your UX Feel Broken

Streaming looks solved. You flip stream=True, loop over deltas, append text to a div, and the demo feels magical. Then it ships, and the bug …

Read More
Jul 2026 • Finance

The Rupee Cost of Starting Your SIP Five Years Late

“I will start next year, once my salary jumps and the car loan is done.” It sounds responsible. Delay a five-year plan by five years and you …

Read More
Jul 2026 • Tech

Build Your Own MCP Server - The Tutorial Nobody Wrote

Search “MCP server” and you get a thousand guides that all stop at the same place: paste this JSON into your Claude config, restart, done. …

Read More
Jul 2026 • Tech, System Design

Design a Distributed Unique ID Generator - System Design

Almost every large system needs one boring-sounding thing: a way to mint unique identifiers. Tweet IDs, order IDs, message IDs, row keys. It …

Read More

Developer Tools

Finance Calculators

Want to practice coding? Browse 50 DSA problems with clean solutions.