Find out exactly how much you need to invest every month to build a corpus of ₹1 crore. Adjust the expected return rate and time period to see your required SIP.

₹
%
4% 20%
Yrs
1 yr 30 yrs
Monthly SIP Needed for ₹1 Crore
Total Invested
Wealth Gained
Target
₹1,00,00,000
■ Invested ■ Gains

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The calculations shown are for illustrative purposes only and should not be considered as financial advice.

Quick Reference

Time Period SIP at 12% Return SIP at 15% Return
10 years ₹43,000/month ₹36,000/month
15 years ₹20,000/month ₹15,000/month
20 years ₹10,000/month ₹6,600/month
25 years ₹5,300/month ₹3,000/month
30 years ₹2,900/month ₹1,400/month

Tips to Reach ₹1 Crore Faster

  • Start early - 10 extra years can reduce your monthly SIP by 75%
  • Use step-up SIP - increase your SIP by 10% every year as your salary grows
  • Stay invested - don’t stop SIPs during market crashes, that’s when you buy cheap
  • Choose equity funds - index funds or flexi cap funds for long-term goals

Want the full breakdown? Read How Much SIP Do You Need to Save 1 Crore?